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Investor Presentaiton

APPENDICES - Q1 2022 RESULTS. - SOLID AND AGILE TO MANAGE NEW STAKES ICADE, A STRONG CREDIT PROFILE 1 SOLID LONG-TERM SHAREHOLDER STRUCTURE 39.2% by CDC rated Aa2/AA/AA 19.1% by Crédit Agricole Assurances rated A- Caisse des Dépôts GROUPE CRÉDIT AGRICOLE ASSURANCES 3 BALANCED DEBT PROFILE Diversified funding structure Mortgages and real estate finance leases 903 (11.8%) Other 220 (2.9%) Manageable maturity profile Excluding New CP / Including new bond issued in January 2022 and make-whole call exercised in March 2022 Unsecured loans 1,016 (13.3%) Mortgages not granted by financial intermediaries 225 (3.0%) NEU Commercial Paper 834 (10.9%) (1) Including €440m relating to the debt of Tour Egho Data as of 31/12/2021 Bonds 4,429 (58.1%) 35 2022 2023 2024 37 173 305 2025 2026 2027 317 618 148 1 235 114 17 555 2028 Icade SA Icade Santé 2029 605 604 513 18 504 604 23 30 262 2030 2031 2032 2033+ 2 ICADE STRONG LIQUIDITY POLICY • RCFs : €2.0bn ⚫ Cash Holdings: €0.8bn 4 RCFs remained undrawn (even at the peak of the crisis) Liquidity covering nearly 5 years of principal and interest payments CONSERVATIVE HEDGING POLICY >97% At end of 2021 >85% Over the next 3 years ODDO SUSTAINABILITY FORUM INVESTOR PRESENTATION 42 JUNE 2022
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