3Q 2021 Investor Presentation

ERS Large Growth Opportunity in Insurance Data and Analytics Markets Insurance Data and Analytics Markets are Large and Growing Rapidly... Risk Analytics CAT Risk Models and Data MCO + RMS1 ~$5B ~13% ...While Pressures to Transform are Accelerating ل » Insurers are increasingly incorporating ESG, Climate and other risk factors into loss models CAGR in Risk Management2,3 >>> Core Systems Moody's total pro forma CAM1: $40B+ >>> Increased awareness of uninsured risks following COVID-19 pandemic (supply chain, resiliency, etc.); $350B of uninsured losses in the last five years³ Growing gap between retail insurance customer expectations and digital transformation required by insurers to deliver positive user experience Increasing need to insure against losses related to weather events accelerated by climate change 1. Includes prior current addressable market (CAM) of -$35B+ as of February 12, 2021, and incremental -$5B CAM as of August 5, 2021 with the combination of MCO and RMS. Source: RMS, McKinsey and Moody's. 2. CAGR 2020-2026F. Risk Management is the largest sub-segment in insurance data and analytics. 3. Source: RMS. Moody's | Better decisions 3Q 2021 Investor Presentation 48

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