Investor Presentaiton
Growing Loan origination volume with increasing new borrowers on the platform
Number of new borrowers (1)
Thousands
Loan volume funded by institutional partners
Loans facilitated for total new borrowers as % of total volume (2)
RMB in billions
11.9%
Cost of funds on the platform(3)
11.1% 10.5%
10.0%
9.4%
8.8%
8.2%
7.5%
7.5%
26.8
21.0
17.0
13.1
18.5
16.9
13.1
15.9%
20.7%
386
285
12.0% 7.7%
10.7%
18.8%
24.7%
23.2%
20.6%
993
1,095
917
الست الالا
9.7
619
5.9
202
115
480
26
377
258
207
169
1Q19
2Q19 3Q19 4Q19 1Q20
2Q20 3Q20 4Q20
1Q21
1Q19
2Q19 3Q19 4Q19 1Q20 2Q20 3Q20 4Q20 1Q21
Number of international new borrowers
Number of domestic new borrowers
Loans facilitated for total new borrowers as % of total volume
(1)
Total loan volume funded either by institutional partners and individual investors.
(2)
(3)
New borrowers are those who have never successfully borrowed on our platform before each period.
Comprehensive cost of funds for risk-bearing models including intermediary fees of off-balance sheet loans facilitated in mainland China.
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