Capital Markets & Funding Strategies
Financial Highlights: Canadian Personal and Business Banking
Net Income 1.2 ($B)
2.49
2.50
0.60
0.61
1.79
1.79
0.64
0.64
1.18
1.27
0.60
0.60
0.50
0.58
Q1
Pre-Provision Pre-Tax Earnings 1.2 ($B)
Q2
3.74
3.75
Q3
3.61
3.62
Q3
Q4
28RQ
Q1
Q2
Q4
0.98
0.99
0.94
0.94
1.98
2.01
0.95
0.96
0.88
0.88
0.65
0.65
0.69
0.70
0.94
0.94
1.03
1.04
2020
2021
2022
2020
2021
2022
Reported Adjusted
Reported
Adjusted
54.4
54.3
CIBC
2020
Efficiency Ratio 1,2 (%)
54.2
54.0
2021
Reported
Adjusted
NIM1.2 (%)
55.8
55.0
2.35
2.35
2.21
2.21
2.19
2.18
Q2/22
2020
2021
Reported
Adjusted
Q2/22
1 Adjusted results are non-GAAP measures. See non-GAAP section of CIBC's Q2/22 Report to Shareholders. Certain prior period amounts have been revised. 2 Results were affected by economic impacts from COVID-19
pandemic.
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