Investor Presentaiton slide image

Investor Presentaiton

Current Status Regarding Privatization (1) Relationship with Group Companies, etc. 1. Summary 2. How to Increase Corporate Value 3. Appendix 4. Financial Data Financial Results Σ Business Governance Asset Management Currently, the regulations of the Postal Service Privatization Act (additional regulations) apply in addition to the regulations of the Banking Act. Once Japan Post Holdings has disposed of all of its shares in the Bank, the additional regulations will be rescinded and only the regulations of the Banking Act will apply. Relationship with Group Companies (As of Sep. 30, 2023) Japanese Government Shareholding ratio Approx. 34.81%* (Must own more than 1/3 stake) Japan Post Holdings Limitations on New Business, etc. E.g. Personal loans, trust and inheritance services and bilateral loans for corporations New business Japan Post Holdings' shareholding ratio (Voting rights basis) 50% or less None Notification Over 50% 0% Banking Act"1 Postal Service Privatization Act Banking Act"1 +*1,2 None Permission None None Notification Notification Notification Obligated to hold 100% stake Shareholding ratio | Shareholding ratio i Approx. 61.50%* Owning affiliates Postal Service Approx. 49.84%* Privatization Act*1 Notification Notification None Japan Post Post office Japan Post Bank + [Related Bank] Japan Post Insurance Postal service business Payment of commissions [Related Insurance Company] Other Owning subsidiaries Banks Banking Act"1 Postal Service Privatization Act*1 Banking Act"1 Postal Service Privatization Act*1 Mergers and acquisitions (M&A) Financial -Institutions*5 Permission Prohibited Permission*3 Permission *4 Permission Prohibited Permission*3 Permission Permission *4 None Permission*3 None E.g. : Banks Banking counter operations Insurance counter operations of deposit Postal counter operations Obligation to provide universal services * Excluding treasury stock. Figures are rounded to two decimal places. Other E.g.: Securities firms Restrictions on the maximum amount *1 Permission is to be sought from, and notifications are to be made to: the Commissioner of the Financial Services Agency (Japan) in the case of the Banking Act; the Commissioner of the Financial Services Agency (Japan) and also the Minister for Internal Affairs and Communications in the case of the Postal Service Privatization Act. *2 Businesses that require permissions and notifications are limited to those businesses stipulated in Article 110 of the Postal Service Privatization Act. *3 May provide notification for making into subsidiaries companies that exclusively perform dependent services or specific financial operations. *4 May provide notification for making into subsidiaries companies that exclusively perform dependent services, engaged in financial research and studies, and companies that provide consultation in relation to the accumulation of personal wealth. *5 Banks, long-term credit banks, shinkin banks, credit cooperatives, labor banks, shinkin bank associations, credit cooperative associations, labor bank associations, and Shoko Chukin Bank. *6 Permitted in the case of acquisitions of operations other than deposit operations. Banking Act"1 Postal Service Privatization Act*1 Banking Act 1 Postal Service Privatization Act*1 Banking Act 1 Postal Service Privatization Act*1 Permission Prohibited*6 Permission Permission Permission None Regulated Prohibited*6 Permission Permission Permission None Permission None None Regulated None None JP JAPAN POST BANK BANK Copyright© JAPAN POST BANK All Rights Reserved. 56
View entire presentation