3Q 2022 Investor Presentation

Alinma Overview Alinma is the youngest bank in KSA #1 in KSA 21.8% CAR (2Q 2022) 20.1% CAR 16.3m 538K Monthly Average Users Smartphone Daily Average Users #4 in KSA #4 in KSA 3.42% NIM (2Q 2022) 18.9% T1 13.4% ROE (2Q 2022) Retail Digital Snapshot +31.0% Net Income YoY Financial | 0.74% COR 1.67% 155.5% NPL Ratio NPL Coverage 98.6% Digital Transactions 3.50m Position KSA Market Share Customers مصرف الإنماء alinma bank 5.6% Assets (2Q 2022) 6.2% Financing (2Q 2022) 5.8% Deposits (2Q 2022) 5.3% NIB Deposits (2Q 2022) #3 Traded Stock in KSA by Value Traded & #2 by Volume Traded (9M 2022) SAR 57.1 bn Value Traded (9M 2022) Stock Highlights SAR 72.5 bn Market Capitalization (30 September 2022) 17.0% Foreign Ownership #1 among Saudi banks (31 October 2022) 10% Owned by Public Investment Fund 3Q 2022 INVESTOR PRESENTATION SOURCE: Bank Financial Statements, Tadawul 5/50

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