FY21 Results
Macro trends support sustainable growth
Positive outlook as economy improves, broker channels provide growth opportunities
Improving Economic Outlook
> Queensland economy strong, diversified and
growing faster than national average
> Retail trade in Queensland increased by 4.5%
in the twelve months to June 2021; Australia
increased by 2.9%¹
> Strong recovery occurring in Regional Qld
COVID-19 Assistance
> At 30 June 2021, less than 0.1% of Auswide's loan
book still receiving assistance
Improving
Economic
Outlook
Buoyant
Housing
Market
Buoyant Housing Market
> Regional Queensland house values up 17.1%
and Brisbane house values up 13.2% in 12
months to June 20212
> Housing activity buoyed by population growth,
government stimulus and low interest rates
Brokers
Continue
to Capture
Brokers Continue to Capture Market Share
> Brokers originated 57.7% of new home loans in
March Quarter 2021 (March Qtr 2020: 52.3%)³
> Post Royal Commission, shift in relationship
between brokers and big 4 banks, creates
opportunities for smaller banks
> Down from 8.9% of the loan book at 30 June 2020
COVID-19
Assistance
Market Share
> COVID-19 related provisions remain in place
> Arrears at historic lows, 0.25% of loan book
1. Queensland Government statistician's office Retail trade, June 2021
2. Corelogic monthly chart pack July 2021.
3. Mortgage & Finance Association of Australia (MFAA).
INVESTOR PRESENTATION | FY21 Results - 27 August 2021
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