Raising 2022 Full Year Outlook

1Q22 Highlights: Transformative Financial Profile Emerging NET REVENUE 174% Net Revenue up 174% YoY to $289.5M, up 10% over last quarter's record GAAP NET INCOME NET INTEREST INCOME $41M Record GAAP Net Income, up 40% QoQ, and +$87.9M YOY $100M Net Interest Income 439% YoY growth NET INTEREST MARGIN 8.6% Net Interest Margin expansion to 8.6% from 3.3% a year ago DEPOSITS ↑68% Deposit growth up 68% from a year ago to $4.0B BANK LOAN PORTFOLIO ↑ 65% Average loan portfolio growing 65% year-over-year to $3.1B LendingClub 7

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