KASIKORNTHAI Regulatory Capital and Financial Performance Update
K
KASIKORNTHAI
Private Banking Group: Key Performance
.
•
•
Multi-Corporate
Business
Large Corporate
Business
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Medium Business
Small & Micro
Business
High Net Worth
Individual
Affluent
Middle Income
Mass
International comprehensive wealth management services
Cooperate with Lombard Odier to raise service and product standards to international levels
Provide integrated wealth planning services, advising families on wealth management, continuity, and growth
Enhance use of technology to improve client experience
Build comprehensive client insights from data-mining
36%
#1
Market Share by # of
customers
With 35.4% market share (12,821 customers)
35%
34%
34%
33%
2019
35%
35%
35%
35%
2020
2021
2022
(#1)
9M23
Key Performance
•
Growing AUM
Bt786bn AUM in 9M23; growth 0.9% YTD in 9M23
AUM Breakdown: Investment 60% and Deposit 40%
(Bt bn)
800
750
717
700
788
786
775
779
650
2019
2020
2021
2022
9M23
Source: Private Banking Group (market share by number of customers)
■ Focus Customers (Type of Customer):
➤ Sophisticated customers (over 70% of total customers); Non-Sophisticated customers
■ Product Types and Services:
> Collaborate with Lombard Odier to develop innovative products; build capability via staff trainings and regular workshops; offer advisory services with
close Chief Investment Officer collaborations; and offer referral offshore investment services
➤ Key product and services:
Financial Products and Services: Investment Advisory
Non-Financial Products and Services: Family Wealth Planning & Real Estate
Others: Financial Event & Privilege
บริการทุกระดับประทับใจ
K
KASIKORNTHAI
Retail Business: Key Performance
Note: High Net Worth Individual = Individual wealth with KBank
and its wholly-owned subsidiaries > Bt50mn
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
55
55
•
Multi-Corporate
Business
Large Corporate
Business
Medium Business
Small & Micro
Business
High Net Worth
Affluent
Middle Income
Mass
Individual
Empower Retail customers in everyday life
Seamlessly integrating all service channels of KBank through K PLUS
Democratizing savings and investments through digital capability and integrated investment platform
Liquidity enhancement, along with provision of financial literacy to retail customers in support of their vigorous growth
Connecting with partners and providing cross-platform loyalty program
K+ #1 Digital Banking
⚫ NPS: Mobile Banking Level by Nielsen 2022
• Recognition Award from national & international
institutes
#3 Mortgage Loan Outstanding
Top 3 among commercial banks with 7.7% market
share in 9M23; steady growth and maintain good
portfolio quality
(% Market Share)
Key Performance
#1 Debit Card spending
•Maintain top position by delivering value and benefits
matching customer lifestyles with 51% market share in
1H23
Launched media promoting Journey card and improving
customer experience with auto renewal expired card
#1 Mutual Fund AUM
Highest share, 22.5% in 9M23
Highest share in Money Market & Fixed Income Fund,
Term Fund and Foreign Investment Fund
#1 Credit Card spending
with 20.5% market share in 9M23
#2 Number of Cards
⚫ with 15.4% market share in 9M23
⚫ Card-accepting merchant services (online
& offline platforms): ranked #1, with 34%
market share by sales volume in 1H23
#2 Bancassurance Premium
• MTL ranked #2 in total, new business and
renewal premiums with 9M23 market share of
16.0%, 16.3%, and 15.9% respectively.
Bancassurance
Mortgage Loan
(% Market Share)
Mutual Fund
(% Market Share)
10%
9.2%
9.4%
8.3%
8.1% 7.7%
30%
20%
20.1%
22.1% 21.8% 21.8% 22.5%
30%
24.8%
23.0%
20.1%
19.91.8%
19.3%
20%
5%
16.6%
18.4%
17.1%
18.3%
10%
10%
0%
0%
0%
2019 2020 2021 2022 9M23
2019 2020 2021 2022 9M23
บริการทุกระดับประทับใจ
16.3%.0% 5.9%
16.8.6%
2019
New Business
2020
Total Premium
2021
2022
9M23
Renewal Premium
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