Investor Presentaiton

Financial summary - Consolidated Financials snapshot Assets under management Assets under finance Interest income Interest expenses Net interest income BAJAJ FINANCE LIMITED in Crore Q3 FY24 Q3 FY23 Y-o-Y 9M FY24 9M FY23 Y-o-Y 3,10,968 2,30,842 35% 3,10,968 2,30,842 35% 3,06,389 2,25,399 36% 3,06,389 2,25,399 36% 12,523 9,273 35% 35,077 25,703 36% 4,868 3,351 45% 13,508 8,968 51% 7,655 5,922 29% 21,569 16,735 29% Fees and commission income 1,291 1,110 16% 3,941 3,205 23% Net gain on fair value changes 68 119 (43%) 230 249 (8%) Sale of services & Income on de-recognised loans 20 22 (9%) 54 43 26% Others 264 265 (0%) 747 849 (12%) Net total income 9,298 7,438 25% 26,541 21,081 26% Operating Expenses 3,156 2,585 22% 9,021 7,484 21% Pre-provisioning operating profit 6,142 4,853 27% 17,520 13,597 29% Loan losses and provisions 1,248 841 48% 3,321 2,330 43% Share of profit of associate 2 5 Profit before tax 4,896 4,012 22% 14,204 11,267 26% Profit after tax 3,639 2,973 22% 10,627 8,350 27% Ratios Operating expenses to Net total income 33.9% 34.8% 34.0% 35.5% Annualized Loan Loss to Average AUF 1.69% 1.54% 1.61% 1.49% | Annualized Return on Average AUF 4.92% 5.43% 5.16% 5.34% Annualized Return on Average Equity 21.95% 23.98% 22.30% 23.47% Earning per share - Basic (*) * 59.4 49.2 21% 174.9 138.3 27% Others include other operating income and other income | *Not annualized 32

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