Investor Presentaiton

CIB benefits from its improving scale and diversification Headline earnings (Rm) ■FY21 FY22 2 651 30% 3 451 (1%) 5 599 5 526 8 250 9% 8 977 6% 6 070 5 716 15% 2 907 2 534 Corporate Bank Investment Bank Total CIB South Africa ARO Pre-provision 36% 1% 13% 2% 33% profit growth: 27 |

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