Investor Presentaiton

Balance Sheet Track Record Solid history of strong balance sheet momentum... Total Assets (SARbn) Financing (SARbn) +12% CAGR مصرف الإنماء alinma bank Customers' Deposits (SARbn) +11% CAGR +10% CAGR 156.9 111.2 119.5 104.7 114.8 121.5 131.8 94.8 102.1 79.1 83.9 70.3 80.6 89.1 90.1 YOY 2016 2017 2018 2019 +10% +6% +8% 2020 +19% 2016 2017 2018 2019 YOY +12% +6% +13% 2020 +17% 2016 2017 2018 YOY +10% +1% 2019 +13% 2020 +17% NPL Ratio (%) 3% 2% 1% Liquidity (%) 200% 2.5% 150% 100% 50% Capitalization (%) 22% 188.2% 20% 110.2% 81.2% 18% 19.3% 18.2% 0% 0% 16% 2016 2017 2018 2019 2020 2016 2017 2018 2019 2020 2016 2017 2018 2019 2020 LDR SAMA Ratio .NSFR LCR .CAR .T1 ratio 3Q 2021 INVESTOR PRESENTATION 13/41

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