Investor Presentaiton

Operating Environment Large Deals Concluded in 2015 (1/2) Emirates NBD BURGAN BANK CFC STANBIC BANK LIMITED IDFC BANK LIMITED BANQUE MISR SAE USD 250,000,000 USD 350,000,000 USD 155,000,000 CFC Stanbic Bank A member of Standard Bank Group بنك مصر BANQUE MISR تعمل معاً لخير بلدنــ SYNDICATED TERM LOAN FACILITY DECEMBER 2015 Mandated Lead Arranger and Bookrunner Emirates NBD بنك برقان BURGAN BANK TERM LOAN FACILITY DECEMBER 2015 Mandated Lead Arranger Emirates NBD SYNDICATED TERM LOAN FACILITY OCTOBER 2015 Initial Mandated Lead Arranger, Bookrunner, Coordinator, Documentation and Publicity Agent Emirates NBD USD 200,000,000 IDFC IDFC BANK TERM LOAN FACILITY OCTOBER 2015 Mandated Lead Arranger Emirates NBD RELIANCE INFRATEL LIMITED USD 350,000,000 RELIANCE TERM LOAN FACILITY. SEPTEMBER 2015 Mandated Lead Arranger Emirates NBD SEKERBANK USD 54,000,000 EUR 71,000,000 Şekerbank S DUAL CURRENCY TERM LOAN FACILITY. SEPTEMBER 2015 Mandated Lead Arranger Emirates NBD Appendix Strategy Financial & Operating Performance Emirates NBD Profile EMIRATES INTERNATIONAL TELECOMMUNICATIONS USD 2,100,000,000 EIT SYNIDCATED CONVENTIONAL AND ISLAMIC FINANCING FACILITIES SEPTEMBER 2015 Islamic Structuring Bank, Bookrunner & Investment Agent Emirates NBD ALBARAKA TURK KATILIM BANKASI USD 278,000,000 EUR 154,500,000 alBaraka DUAL TRANCHE SYNDICATED MURABAHA FINANCING FACILITY. SEPTEMBER 2015 Initial Mandated Lead Arranger, Coordinator & Bookrunner Emirates NBD ARMADA DI PTE LTD USD 202,000,000 Shapoorji Pallonji BUMIARMADA TERM LOAN FACILITY AUGUST 2015 Mandated Lead Arranger, Bookrunner & Underwriter Emirates NBD E-LAND US$ 225,000,000 TERM LOAN FACILITY GEMS MENASA (Cayman) limited AED 3,000,000,000 AFREXIMBANK USD 458,000,000 EUR 406,500,000 US$ 75,000,000 REVOLVING LOAN FACILITY JULY 2015 Mandated Lead Arranger & Bookrunner Emirates NBD EDUCATION CONVENTIONAL AND ISLAMIC FINANCING FACILITIES JULY 2015 Conventional Mandated Lead Arranger Emirates NBD AFREXIMBANK DUAL TRANCHE TERM LOAN FACILITY JULY 2015 Initial Mandated Lead Arranger & Bookrunner Emirates NBD As of end December 2015 30

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