Strengthening Capital and Wealth Management Presentation
Canadian Banking Retail: Loans and Provisions
137
23
Scotiabank
(Balances at Q2/11, $ billions)
Total = $182B; 92% secured
13
9
% secured
Mortgages1
100%
Lines of Credit
67%
Personal Loans
97%
Credit Cards²
35%
PCL
Q2/11 Q1/11
Q2/11 Q1/11
Q2/11 Q1/11
Q2/11 Q1/11
$ millions
3
3
33
30
39
47
48
54
% of avg.
loans (bps)
1
1
59
51
120
156
224
239
(1) Before securitizations of $17 billion & mortgages converted to MBS of $20 billion; 51% insured (including $14 billion
portfolio insurance); LTV in mid-50s for uninsured portfolio
43
(2) Includes $6 billion of Scotialine VISA
International Banking Retail: Loans and Provisions
12.4
0.8
2.6
Total Portfolio = $25B
78% secured
Scotiabank
(Balances at Q2/11, $ billions)
Credit Cards ($1.8B)
Personal Loans ($6.8B)
■Mortgages ($16.4B)
4.9
9.0
1.0
4.7
+0.3
<-0.1
1.6
3.0
0.6
3.6
3.0
1.6
0.8
% of total
C&CA
49%
Mexico
20%
Chile
19%
Peru
12%
PCL
Q2/11 Q1/11
Q2/11 Q1/11
Q2/11 Q1/11
Q2/11 Q1/11
$ millions
37
47
43
28
13
14
23
21
% of avg.
119
147
355
223
115
120
325
303
loans (bps)
44
22
22View entire presentation