Q4-2021 Earnings Report

Corporate Strategy We seek to be a top-quartile specialty underwriter of CAT exposed property insurance. Highly Specialized Coastal Underwriter Innovative Reinsurance Programs & Long- Standing Partnerships UPC INSURANCE® Sophisticated Risk Selection and Exposure Management Proprietary, Scalable Technology to Price & Service Risks Favorable market dynamics including hard market pricing and an improving regulatory backdrop expected to serve as a tailwind to executing our strategy and improving underwriting profitability. 14

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