Investor Presentaiton

Group structure *1 Sumitomo Mitsui Financial Group Consolidated total assets Consolidated subsidiary Equity-method affiliate Banking JPY 258 tn Credit Moody's S&P Fitch R&I JCR ratings A1/P-1 A-/- A/F1 A+/- AA-/- Sumitomo Mitsui Banking Corporation Moody's S&P Fitch A1 A A SMBC Trust Bank (92%) PT Bank BTPN Tbk Consumer Finance Sumitomo Mitsui Card SMBC Consumer Finance (74.9%) Fullerton India Securities SMBC Nikko Securities Leasing Others (50%) Sumitomo Mitsui Finance and Leasing (SMBC 32%, SMFL 68%) SMBC Aviation Capital (50.1%) Japan Research Institute *1 As of the end of Mar. 22 Unless otherwise stated, each consolidated subsidiary is a wholly owned subsidiary of Sumitomo Mitsui Financial Group Sumitomo Mitsui DS Asset Management Copyright ©2022 Sumitomo Mitsui Financial Group. All Rights Reserved. 23 23

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