KASIKORNBANK Financial Overview

K EXCELLENCE The ASEAN Economic Community (AEC) ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK By 2015, ASEAN will be transformed into the "ASEAN Economic Community," with free movement of goods, services, investment, and skilled labour, and a freer flow of capital THAILAND SINGAPORE VIETNAM PHILIPPINES BRUNEI MALAYSIA MYANMAR LAOS CAMBODIA INDONESIA AEC by 2015 Single Market and Integration Competitive Economic Production Base Region Equitable Economic Development With the Global Economy Size of ASEAN Economy (USD Trillion) 2.58 2.41 2.25 2.09 2.14 1.90 Average Projected GDP Growth 5-6% 2010 2011 2012F 2013F 2014F 2015F ■ Thailand-ASEAN Trade: around 19% average growth expected during 2012-2015 Source IMF (October 2012), KResearch Source: The Association of Southeast Asian Nations, KResearch บริการทุกระดับประทับใจ K EXCELLENCE ธนาคารกสิกรไทย 开泰银行 KASIKORNBANK For Further Enquiries, Contact KASIKORNBANK Investor Relations: Chief Investor Relations Officer Tel (66) 2470 2673-4 Fax (66) 2470 2680 Investor Relations Team Tel (66) 2470 6900-1 Tel (66) 2470 2659-62 IR Website Fax (66) 2470 2690 Email: [email protected] www.kasikornbank.com → Investor Relations Disclosure Practice: ■Unreviewed/unaudited quarterly financial reports are released within 21 days from the end of each period ■Reviewed financial reports are released within 45 days from the end of the period for 1Q and 3Q; Audited financial reports are released within 60 days from the end of the period for 2Q and 4Q ■Following good governance practice, KASIKORNBANK maintains a "silent period" for approximately 7 days prior to the unreviewed/unaudited earnings announcement. During this period, the Bank refrains from replying to questions or commenting on the earnings announcement บริการทุกระดับประทับใจ 115 116

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