Ameriabank COVID-19 Response and Financial Highlights
Ī
CBA prudential standards
ITEMS
2018
2019
2Q2020
CBA
requirement
Violations
Minimum statutory fund (in '000 AMD)
37,300,480
37,347,200
37,386,880
50,000
No violation
Minimum total capital (in '000 AMD)
97,770,976
115,150,056
112,926,360
30,000,000
No violation
S12 Total capital to risk weighted assets
13.7%
14.7%
13.4%
12%
No violation
S21 High liquid assets / Total assets
21.9%
27.9%
29.3%
15%
No violation
S211 High liquid assets of first group of currency / Total assets of first group of
currency
11.4%
18.2%
22.6%
4%
No violation
S22 High liquid assets/Demand liabilities
78.8%
94.5%
112.1%
60%
No violation
S221 High liquid assets of first group of currency / Demand liabilities of first
41.5%
63.2%
103.4%
10%
No violation
group of currency
S31_Maximum risk on a single borrower
14.6%
13.7%
15.0%
20%
No violation
S32_Maximum risk on large-scale borrowers
280.9%
211.7%
238.9%
500%
No violation
S41 Maximum risk on bank related person
2.7%
1.2%
1.2%
5% No violation
S42 Maximum risk on all bank related persons
9.6%
6.3%
7.6%
20% No violation
Minimum requirement for obligatory reserves allocated with RA CBA:
AMD
2%
ā
X
No violation
18%
Currency
Maximum risk of currency position / Total capital of the bank
0.0%
0.1%
0.3%
10%
No violation
Maximum risk of separate currency positions / Total capital of the bank:
-1.29%
-2.51%
0.24%
USD
-0.49%
-1.07%
-1.78%
EUR
7%
No violation
-0.02%
0.04%
0.00%
RUB
X
X
X
other
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