BRI Performance Highlights and Green Initiatives

COVID-19 RESTRUCTURED LOAN - BANK ONLY Declining Restructured Loan Outstanding and Borrowers Outstanding Outstanding Composition by Segment Covid-19 Restru by Stage Covid-19 Restru by Collectability BRI 22.1% 21.2% 21.3% IDR Trillion 19.2% 193.7 186.6 190.6 8888888 17.8% 16.6% 14.8% 12% 2% 18% 1.3% 3.0% 1.3% 12.9% 11.6% 2% 5.3% 8.6% 5.5% 5.3% 8.6% 10.4% 10.4% 16.7% 175.2 166.2 43% 157.0 42% 144.3 4.6 -2.6 0.8 116.5 107.2 -5.3 -2.6 -0.1 -4.8 -4.2 -3.7 -4.0 129.6 95.7% 5% 87.1% 91.4% 93.2% 84.2% 6% 74.7% 37% 31% Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec 2020 2021 2022 Total - Monthly % to Total Loan Micro Small Consumer 2021 2022 2020 2021 2022 2020 2021 2022 ■Stage 1 Stage 2 Stage 3 Current SML NPL Medium # Borrowers Corporate and SOE 24.7% 21.6% 20.4% 19.2% in Million Covid-19 Loan Provisioning Covid-19 Restru Loan Movement (IDR Tn) ~90% 16.3% 14.0% 3.0 12.0% 10.5% 9.0% 7.7% 25.3% 15.4 2.8 2.7 2.5 2.3 17.70% 2.1 1.8 1.6 90.0 -5.7 42.2 260.6 ~62% 245.2 15.4 -0.0 -0.1 -0.1 -0.1 -0.1 -0.1 1.4 -0.1 1.2 -0.1 7.27% 107.2 -0.2 -0.2 Sep Dec Mar Jun Sep Dec Mar Jun Sep Dec 2021 2022 2020 2021 2022 2020 -Total Monthly --% to Total Borrowers Accum. New Restru Restru Loan Loan FY'21 Accum. Restru Loan Paid Off Principal Restru Write Off Restru OS Payment Unflagged 9M'22 9M'22 52

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