9MFY2020 Results - Investor Presentation
Business Banking
| Business Banking
Income Statement
YoY Growth
15%
12%
14%
19%
11%
>100%
24%
26%
23%
RM' mil
Net Interest
Income
Non-Interest
Income
Total Income
Expenses
PBP
Impairment
PBT
Tax
PAT
9MFY20
206
65
271
110
160
62
98
22
76
9MFY19
179
9MFY20 PAT
9MFY19 PAT
58
236
93
144
15
129
30
99
Positive growth in 9MFY20
Contraction in 9MFY20
Balance Sheet (RM' mil/%)
Key Ratios
6,290
2,382
9MFY20
FY19
YTD Change
Gross Loans/Financing
10,850
9,964
9%
GIL Ratio
Gross Impaired Loans
296
217
36%
CTI
Customer Deposits
CASA
9MFY20
FY19
YTD Change
2.73%
2.18%
55bps
40.8%
39.4%
>100bps
5,827
8%
Loan Loss Coverage
46.0%
41.7%
>100bps
2,052
16%
ROA¹
0.99%
1.47%
48bps
1. Annualised
AmBank Group
9MFY2020 Results - Investor Presentation
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