Investor Presentaiton

Britam PBT Driven by Revenue growth and investment returns With you every step of the way 1,933 -4,491 5,207 7,076 110% 195% 123% 1,065 |(1,663) 4,254 112 (315). 537 (2,000) (1,243) 1,011 -9,698 Dec-20 Invest. Dec-20 NEP LBT Losses LBT Exc. Invest Comm & + FM income Other inc (FY20) Net Claims & Int Opex & finance costs Comm expense Share of ass Dec-21 Invest. Bus Dec-21 PBT Exc. Losses Transformation PBT (FY21) Results impacted by: • • Growth in Net earned premiums Claims and interest from growth and higher units returns • . Increase in Investment Income (Interest, fair value gains) Growth in Commission paid inline with GEP . Increase in commission and other income Drop in the share of loss from HF 21

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