Investor Presentaiton

Prudent and diversified approach to loan growth Loan Billion Baht 2,083 2,061 2,368 +2.5% YTD 2,653 2,588 2,588 Loan by business unit % of composition International 25% Corporate 42% Jun-22 Consumer 12% 6% Business 15% Commercial Loan by industry % of composition 23% Others Utility and service 20% 2018 2019 2020 2021 Mar-22 Jun-22 14 Note: Include Permata's financial performance since May 2020 Housing 13% Real estate and construction 8% Agriculture and mining 4% Jun-22 Manufacturing and commercial 32% Bangkok Bank

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