Investor Presentaiton

BRI MICRO & SME INDEX (BMSI): The First MSME Index in Indonesia BRI Melayani Dengan Setulus Hati As a prominent player of MSME financing in Indonesia, BRI conduct MSME business activity tracking throught survey. Increasing Debt Payment Capacity BMSI shows a recovery signs... 84,2▲ 65,5 96▲ 71,1 126,8▲ Business Activity Prev. Quarter Business Sentiment Prev. Quarter MSME Perception Index Index Index 115,9 70,8 65,5 84,2 130 66,9 71,1 148,2 96 122,2 Prev. Quarter Without Stimulus: 48,9% able of paying principal and interest 131,1 122,2 126,8 Able to pay 48,9% Increasing MSME business activity during Q3 2020. Improving Business Sentiment Index, indicating the increasing optimism from MSME business owners. Increasing MSME Perception Indexs at Q3-2020 driven by an assessment from Government's ability to increase economic growth and create jobs With Stimulus: 57,9% able of paying principal and interest Able to pay 57,9% 11

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