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Investor Presentaiton

Financial results overview Liquidity Liquidity continues to be at comfortable levels HQLA and Liquidity Coverage (SARbn/%) 52 50 51 46 62 62 52 190% 200% 181% 168% 155% 160% Loans to Deposit Ratios (%) MOST PROFITABLE MOST EFFICIENT BANK OF CHOICE DIGITALLY ENABLED 98.9% 94.8% 93.8% 94.8% 94.2%, 94.8% 89.4% 92.2% 91.7% 91.2% 90.2% Q3-19 Q4-19 Q1-20 Q2-20 Q4-20 Q1-21 87.6% Q4-19 Liquidity coverage ratio (LCR) High quality liquid assets (HQLA) Q1-20 Q2-20 Loans to Deposits Ratio Q3-20 Q4-20 Q1-21 Loans to Deposits (incl. Sukuk) Ratio Net Stable Funding Ratio NSFR (%) Basel III leverage Ratio (%) 130% 130% 128% 120% 115% 123% 12.2% 11.8% 11.8% 11.3% 11.4% 10.9% Q4-19 Q1-20 Q2-20 Q3-20 Q4-20 Q1-21 Q4-19 Q1-20 Q2-20 Q3-20 Q4-20 Q1-21 Results Presentation - Q1 2021 General Business بنك الرياض riyad bank 22
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