Fourth Quarter 2022 Financial Highlights

1 Looking Ahead Focus on sustainable growth and outperformance as we build on our progress Earnings Growth ⚫7%-10% Return on Equity • 16%+ by 2025 Medium-Term Targets¹ Operating Leverage • Positive Dividend Payout Ratio •40%-50% Medium-term targets are set through the cycle, and are determined on an adjusted basis. Adjusted results are non-GAAP measures. See slide 43 for further details. CIBC Fourth Quarter, 2022 22

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