Fourth Quarter Highlights

Loan Portfolio Detail As of December 31, 2022 ($ in millions) • • Portfolio Commentary Loan portfolio is diversified across the Bank's market areas and by underlying collateral type 34% of commercial real estate is owner occupied • CRE and construction loans conservatively underwritten to cost of collateral C&I Detail (Excluding Energy Loans) ($ in millions) Financial Services Commercial Real Estate Detail ($ in millions) Other Com. & Industrial Retail Industrial $1,286 26% $980 20% Office Other $855 17% $4,986mm Total Office $739 15% Medical $383 8% Medical Multifamily (MF) $375 8% Retail MF Hotels Hotels $368 6% ($ in millions) Construction Detail Single Family (SF) $1,097 39% R.E. & Raw Land Resi. & Com. Lots $421 15% Financial Services $633 29% Other Const. Raw Land $333 12% R.E. & Const. $479 22% MF Lots Other $246 9% Manuf./Indust. $337 16% $2,159mm Manuf./ Retail $206 10% Total Indust. $2,805mm Total(2) LD Multifamily (MF) $230 8% Office Land Dev. (LD) $182 6% Medical $91 4% Office $164 6% Retail Other Transportation (1) $69 3% Retail Retail $81 3% Other $344 16% SF Hotels Medical $50 2% Medical Medical Hotels $1 0% Transportation Source: Company Documents Includes State & Political loans (2) Total includes a net unaccreted discount of ($14,000) not shown in graph 16 (1) PB LISTED NYSE

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