Digitalisation and Value Creation

011100000 600000 10 00001 11000 000000 10000 × DBS 0010100-0-0000 11111100000 10011 6T1I1I00 0011100TOTO 10 00 01 10 01 10 001 00 5000111101010 000 110 00 20100 011 100 00 0 0 10 00-0000-0000-TOOTO-001010010 000000000-0000-0000-00001100 0000-0000-0000-00-0-00-0-0010 Creating shareholder value from digitalisation Chng Sok Hui Chief Financial Officer 17 November 2017 The presentations contain future-oriented statements, including statements regarding the Group's vision and growth strategy in the light of anticipated trends as well as economic and market conditions. Such statements necessarily involve risks and uncertainties, which may cause actual performance in future periods to differ from projections. DBS IN

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