Investor Presentaiton
Net interest income
Net interest income was up 200 million yen from the previous year due to factors such as increased interest on loans
accompanying increased loan balances and decreased interest paid on deposits, despite an increase in foreign currency
procurement costs, etc.
Breakdown of net interest income
Details of each item in net interest income (Average balance and interest rate)
(Billion yen)
(Billion yen)
FY2019
Interest on loans.
+0.2
YoY change
Interest on loans
61.9
0.2
Interest and dividends on securities
12.7
0.1
Deposits + NCD interest (-)
1.9
Δ 0.3
External procurement costs, etc. (-)
4.5
0.5
Average Interest
balance rate
+3.2
-3.0
Deposits NCD interest
-0.3
Net interest income
68.3
0.2
Changes in loan interest
Increased
for third
consecutive
year
79.7
74.3
70.5
68.2
66.1 64.8 63.9
60.9
61.0 61.7
61.9
FY2009 FY2010 FY2011 FY2012 FY213 FY2014 FY2015 FY2016 FY2017 FY2018 FY2019
FY2018
68.1 billion
(Billion yen)
yen
Average Interest
balance
-0.8
rate
+0.9
Interest and
dividends on
securities
+0.1
+0.5
FY2019
68.3 billion yen
Average Interest
balance rate
±0
-0.3
External
procurement
costs,etc.
+0.2 billion yen
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