Sustainability Funding & New Products/Structures
Public
EIB's financial strength: underpinned by very strong solvency,
liquidity, asset quality and shareholders' support
EIB's financial strength
(€
Profitable since inception
Stable annual earnings contribute to the
growth of own funds. CET1 ratio of 36.7%
(vs end-2022: 35.1%)
Conservative liquidity management
EUR 88.2bn of liquid assets, plus access
to ECB's refinancing facility
Strong shareholder support
Reflected in EIB's key role towards Ukraine
213
support, pandemic outbreak, energy crisis, EU
Climate Bank, as well as in the 2020 replacement of
the UK's subscribed capital and asymmetrical
Very high asset quality
European
Investment Bank
Reflecting strong collateralization and
extremely low delinquency
84.0%* of the EIB's risk portfolio is
investment grade (best of borrower or
guarantor internal ratings)
70.4%* of the portfolio benefits from
credit enhancements** or recourse to
European Commission or EU Member
State guarantees***
0.46% of impaired loans (EUR 2.0bn)
EUR 85.4m in overdue payments over
90 days**** (EUR 77.7m in 2022)
capital increase (Poland and Romania)
*
Unaudited data as of 30 June 2023, unless stated otherwise
Audited data as of end 2022
**
***
Credit enhancements include guarantees from EU MS, EU budget, investment grade banks and corporates, financial collateral, and assignments of rights or pledges
In which case, the Bank benefits from the preferred creditor status (PCS) and the protection granted by the EIB's Statute
**** Includes Risk Portfolio and Mandate Portfolio
European Investment Bank
Page 11View entire presentation