Performance and Capital Position Overview
(1) Up to 26 May 2016
Market Shares and Customer flows in Cyprus
Market share evolution in Cyprus
Deposits
-Loans
Cumulative Customer flows 2 (€ mn)
Sep-13
27,9%
38,1%
Dec-13
39,1%
27,5%
Mar-14
26,4%
40,0%
Jun-14
25,5%
39,5%
Sep-14
24,9%
40,5%
Dec-14
24,8%
38,8%
Mar-15
25.3%
37,7%
Jun-15
25,7%
38,5%
Sep-15
26,5%
39,3%
Dec-15
28,2%
37,9%
Jan-16
28,2%
40,0%
Feb-16
40.1%
27,9%
Mar-16
28,2%
40,4%
Total customer flows² per quarter (€ mn)
903 870
432
450 386 283
65
LL
379 423
-11
-411
-546
-2.227
2Q13 3Q13 4Q13 1Q14 2Q14 3Q14 4Q14 1Q15 2Q15 3Q15 4Q151Q162Q16¹
(2) Customer flows are defined as the difference between changes in the stock of customer deposits and changes in the stock of gross customer loans, taking into
account, among others, provisions, write offs, accrued interest, fair value adjustments and foreign exchange fluctuations.
1.200
900
600
300
0
-300
009-
-900
-1.200
-1.500
-1.800
-2.100
-2.400
-2.700
-3.000
31/03/13
43
30/06/13
30/09/13
31/12/13
Bank of Cyprus
KOINO
KYMPI
31/03/14
30/06/14
30/09/14
31/12/14
31/03/15
30/06/15
30/09/15
31/12/15
31/03/16View entire presentation