First Quarter Group Results

Strong Capitalisation • Solid and high-quality capital position provides room for further growth. Liquidity & Capital Adequacy 75.0% 70.2% 68.9% 72.0% 60.5% LLLLL 21.0% 22.1% 19.1% 19.8% 19.5% Mar-22 Jun-22 Sep-22 ■Liquidity Capital Adequacy Capital Mix Dec-22 Mar-23 93.9% 94.3% 92.0% 91.9% 94.0% LLLLL 2018 2019 □ Tier I 2020 Tier II 2021 2022 6.0% Capital and liquidity ratios - well above regulatory requirements of 30% for Liquidity and 15% for Capital Adequacy Ratio. - Capital base predominantly made up of Tier 1 (core capital) which consists of share capital and reserves. © 2023 ZENITH BANK PLC | First Quarter Group Results Presentation to Investors & Analysts | Page 30

View entire presentation