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CIBC Investor Presentation

Business Strategic Priorities: U.S. Commercial Banking & Wealth Mgmt. CIBC • Expanding Our Client Base Grow our client base through strategically • located offices and specialty groups Achieve greater scale in Wealth Management and Private Banking • Diversify deposits via CIBC Agility, an online savings and CD account platform for U.S. clients • • Leveraging CIBC's Full Capabilities Continue building full, profitable relationships with new and existing clients by leveraging cross-border and cross- business capabilities Leverage co-location of Commercial Banking and Wealth Management professionals to enhance cross referrals Use data as a strategic asset to support growth, and optimize regulatory processes • Streamlining Processes Further refine client-facing processes, making it easier for clients to bank with us Invest in growth of business in order to improve our client experience while also achieving greater scale and efficiencies Maintain our focus on asset quality and diversifying loan and deposit portfolio 0000 Delivering the Best-in-Class Commercial and Wealth Management offering in the U.S. $ CIBC Investor Presentation | 16
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