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Investor Presentaiton

○ Efficiency Temporally Affected by COVID-19 Cost to Income 55.0% 50.0% 45.0% 40.0% 54.0% 52.0% Previous Criteria IFRS 49.6% 48.5% 47.9% Recurring 44.9% 40.0% 39.7% 44.5% 42.8% 43.4% 43.9% 47.6% 41.4% 39.0% 39.1% 37.7% 37.8% 42.5% 41.7% 35.0% 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 2Q21 3Q21 4Q21 1Q22 2Q22 Revenues & Expenses Million Pesos I Recurring Rev. 25,000 20,000 Revenues IFRS Expenses IFRS Revenues Expenses 15,000 10,000 5,000 12 0 2011 2019 2020 2021 2012 2013 2014 2015 2016 2017 2018 Div DB Rev Dep NIM TI LD Loan BAP Guid ESG Eco Hist NI ROE ICAP Mkt App C/I 2022 GRUPO FINANCIERO BANORTE

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