2022 Full Year Results

CPBS BancWest - Volumes %Var/4Q21 %Var/3Q22 %Var/2021 at constant at constant at constant 4Q22 historical scope and exchange historical scope and exchange 2022 historical Average outstandings (€bn) rates rates scope and exchange rates LOANS 58.5 +17.4% +5.0% -0.2% +1.4% 55.8 +13.1% +0.7% Individual Customers 25.7 +23.9% +10.8% +0.7% +2.2% 24.0 +19.6% +6.4% Incl. Mortgages 11.7 +38.9% +24.2% +3.2% +4.8% 10.6 +30.4% +16.1% Incl. Consumer Lending 14.0 +13.7% +1.7% -1.3% +0.2% 13.5 +12.3% -0.1% Commercial Real Estate 15.8 +9.2% -2.4% -1.4% +0.1% 15.5 +10.2% -1.9% Corporate Loans 16.9 +16.2% +3.9% -0.3% +1.3% 16.2 +7.3% -4.5% DEPOSITS AND SAVINGS 71.6 -1.1% -11.6% -5.0% -3.5% 72.9 +5.7% -6.0% Customer Deposits 66.0 -1.7% -12.1% -5.6% -4.1% 67.6 +5.7% -6.0% BNP PARIBAS The bank for a changing world 2022 Full Year Results | 77

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