Earnings and Dividend Growth

Scotiabank in Mexico Business Overview Customers ~3.1MM Corporate/ Commercial Residential Mortgages 23.7% Market Position by Loans4 Employees ~10,600 30% Branches1 528 14.9% 13.3% Average Loans $30B Loans $29.8B 10.1% 58% Personal Average 7.6% 7.0% 6% $30B Loans Deposits 4% 2% 3.8% Auto 2.2% Total NIAT 2,5 $557MM Credit Cards ROE³ 16.3% Retail 87% 13% BBVA B citibanamex 8 banregio BANORTE Loans Productivity³ 52.7% Secured Unsecured BBVA Banorte Santander Banamex Scotiabank HSBC Bajio Regio PTPP +14% CAGR 924 978 1,087 738 2017 Constant currency 2018 2019 2020 All figures in CAD$ including Wealth Management 1 Includes bank and wealth branches; does not include 177 Credito Familiar branches 2LTM Q3/21 3 Adjusted as Reported 4 Source: CNBV as of June 2021 5 Adjusted after NCI Productivity Ratio 58.6% 55.4% 55.0% 54.4% Operating Leverage 7.5% 6.9% 1.9% -0.9% 2017 2018 2019 2020 2017 2018 2019 2020 29 29

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