First Quarter 2022 Investor Presentation

The Future: Transition Ratio to ensure our customers' transformation over time Assessment based on SEB's Climate Classification Model Ambition to provide a reflection of customers' transition over time 58 Transformed/ has no negative impact Ongoing transformation to improve Some measures to improve Little or no measures to improve Material carbon footprint Slight carbon footprint Very limited carbon footprint Non-material carbon footprint Customers with material carbon footprint 1 Customers with slight carbon footprint 1 45% of credit exposure classified 25% of credit exposure classified 1 Measured as share of credit exposure. + + + + + + Sustainable Paris aligned transition Transition Gradual change Status quo SEB

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