Investor Presentaiton

ESG: social Ukraine belongs to High Human Development group within UNDP HDI (which is also used by selected credit rating agencies) and demonstrates consistent improvement since 2015 While life expectancy and education indices perform relatively in line with the regional peers and generally overperform rating peers, the income measure, GNI per capita, is the one pulling the country's ranking down Sources UNDP, Ministry of Education and Science of Ukraine, Ministry of Health of Ukraine September 2021 Ranking position (out of 189) UNPD Human Development Index 2020 Life expectancy, years Exp. years of schooling GNI per capita, US$k UKR 72 UKR 15 UKR 13 Regional peers Rating peers UKR POL HUN 74 32 POL 79 POL 16 35 POL HUN 77 HUN 15 HUN 31 40 40 49 ROU 49 BGR HRV EGY NGA 161 GHA TUR 138 116 ROU 76 ROU 14 ROU BGR 75 BGR 14 56 BGR 23 43 HRV 79 HRV 15 HRV EGY 13 EGY 11 72 EGY NGA 10 NGA 5 GHA 12 GHA 64 NGA 55 54 TUR TUR 78 GHA 5 17 TUR 29 28 28 In order to further enhance the country's human capital, both education and healthcare sectors are currently undergoing reforms with the following key priorities: • Education: (i) affordable and quality pre-school education, (ii) New Ukrainian School, (iii) modern professional (vocational) education, (iv) quality higher education and development of adult education, (v) development of science and innovation Healthcare: (i) implementation of the new financing mechanism "money follows the patient", (ii) introduction of "family" doctors, (iii) primary care, palliative care, and emergency medical care 100% funded by the state, (iv) new methods for procuring and distributing vaccines, (v) new licensing and educational standards for doctors, etc. 29 20

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