Financial Performance and ESG Strategy Update

Investments in top-line growth delivering for shareholders Revenue ($B) Non-Interest Expense ($B) Operating Leverage¹ (%) 21.821.8 20.0 20.0 18.6 18.5 18.7 18.7 17.8 17.8 2018 2019 2020 2021 2022 Diluted EPS2 ($) 6.11 5.82 5.96 5.60 4.85 4.11 12.8 12.4 11.4 11.511.2 10.9 10.6 10.3 10.1 10.4 2018 2019 2020 2021 2022 3.2 2.4 0.2 (0.6) 5.3 0.7 (1.5) (1.9) (1.9) (4.0) 2018 2019 2020 2021 2022 Return on Common Shareholders' Equity (%) Dividend Payout Ratio¹ (%) 7.23 17.4 6.96 7.05 16.6 6.68 15.4 14.5 11.7 10.0 16.7 16.1 14.7 14.0 49.9 45.5 46.9 43.4 70.7 60.0 48.8 46.3 41.8 40.3 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 CIBC◇ For footnoted information refer to slide 36. Reported Adjusted³ 11

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