Financial Performance and ESG Strategy Update
Highlights - US Commercial Banking & Wealth Management
Reported
Adjusted¹
(US$MM)
Revenue
F22
YOY
F22
YOY
1,902
9%
1,902
9%
Net interest income
1,281
11%
1,281
11%
Non-interest income
621
5%
621
5%
Expenses
1,028
(15%)
975
(16%)
PPPT2
874
2%
927
2%
Provision for Credit Losses
169
230
169
230
Net Income
588
(20%)
627
(20%)
Loans (Average, $B)³
37
13%
37
12%
Deposits (Average, $B)
35
7%
35
6%
Net Interest Margin (bps)
342
(8)
342
(8)
AUA4 ($B)
89
(12%)
89
(12%)
AUM ($B)
68
(12%)
68
(12%)
Strategic priorities to build on our momentum
Growing Commercial Banking by delivering expertise and
solutions to meet clients' unique needs
☑
Expanding Private Wealth Management with continued
focus on high-touch relationships
Investing in technology and infrastructure to scale our
platform and drive connectivity
13% / 7%
Loan & Deposit Growth 3,5
Robust annual growth
6%
Annual Net Flows / AUM6
despite challenging markets
$94MM
Investments
related to the infrastructure build
F22 Key Highlights
CIBC◇
For footnoted information refer to slide 38.
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