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Investor Presentaiton

CIB LOAN BOOK AND DEPOSITS MARKET SHARE - LOANS TO LEGAL ENTITIES* MARKET SHARE - DEPOSITS OF LEGAL ENTITIES* 33.0% 32.0% 31.0% 30.3% 30.9% 28.8% Dec-18 Dec-19 Dec-20 Sep-21 CIB LOANS GEL MILLIONS +9.2% 5,056 4,629 3,744 2,562 Dec-18 Dec-19 Dec-20 Sep-21 37.3% 31.5% Dec-18 Dec-19 Dec-20 Sep-21 CIB DEPOSITS GEL MILLIONS 2,420 2,205 Dec-18 -21.6% 4,888 3,831 Dec-19 Dec-20 Sep-21 * Market shares by loans and deposits of legal entities based on standalone accounts of the banks published by the National Bank of Georgia 70
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