OppFi Pitch Deck
Platform with Proven Ability to Scale Profitably
($ in millions)
52%
Revenue1
'17A - '23P
Revenue CAGR
$70
$134
'17A
'18A
T
$418
$323
$268
$656
Adj. EBITDA 1,2
$875
50%
'17A - '23P
Adj. EBITDA
CAGR
$52
$22
T
T
T
'19A
'20E
'21P
122P
'23P
'17A
'18A
$97
$132
$99
$182
Adj. Net Income 1,3
$254
50%
'17A - '23P
Adj. Net Income
CAGR
$28
$11
$66
$53
$53
$88
$127
T
T
'19A '20E '21P '22P
T
T
'23P
'17A
'18A '19A
Margin
'20E '21P '22P 123P
Margin
31%
39%
36%
31%
32%
28%
29%
16%
21% 20% 17% 16% 13%
15%
Note: Reconciliation of non-GAAP to GAAP financials for 2017 through 2020 E located in Appendix pages 43-45
1. 2021P projections exclude potential impact of additional government stimulus
14
2. Adj. EBITDA pro forma for fair market value accounting. 2021P-2023P include anticipated recurring public company costs
3. Adj. Net Income represents Adj. EBT tax-affected at assumed tax rate of 25%. Pro forma for fair market value accounting. 2021P-2023P include anticipated recurring public company costs
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