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Investor Presentaiton

CORE: Integrated Plan governance and oversight. Clear lines of accountability. Independent assurance by Promontory. CORE Program governance structure Board Board Risk Committee CEO Executive Team Steering Committee Group Executive Sponsor Approval of the Integrated Plan and material changes. Ongoing governance and oversight Primary Board-level oversight of the Integrated Plan Overall management accountability for risk governance and delivery of the Integrated Plan Responsible for oversight of the Integrated Plan delivery Accountable for CORE Program outcomes 19 CORE Program workstreams: Board risk governance Executive culture and capability Organisational design Risk governance Remuneration and consequence management 1 2 3 Risk culture 4 5 6 Risk roles and capability 7 8 Risk management framework 9 Transformation capability and delivery Non-financial risk reporting and JUNO functionality 10 End-to-end risk and control environment 45 Workstreams 11 Assurance All Group Executives are accountable for Divisional implementation. Each workstream has an accountable Group Executive (12) Compliance management 13 Conduct risk 14 Customer complaints 15 Technology risk governance Accountable for risk governance program CORE Program Team outcomes, key milestones and interdependencies tracking, change control and sequencing 16 Data risk governance 17 Credit risk governance Group Transformation Office Enterprise frameworks, reporting and portfolio oversight 18 Market risk governance 19 Liquidity risk and capital adequacy risk governance Westpac Group 2021 Interim Results Presentation & Investor Discussion Pack Westpac GROUP
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