Third Quarter 2022 Results

A reinforced Internal Control Set-up . • • • An even more solid control and compliance set-up and ongoing efforts in inserting a reinforced compliance culture into daily operations Ongoing improvement of the operating model for combating money laundering and terrorism financing: A standards-based, risk-adjusted approach, with a risk management set-up shared between business lines and Compliance officers (know-your-client, reviewing unusual transactions, etc.) Reinforced Group-level steering with regular reporting to monitoring and supervisory bodies Ongoing reinforcement of set-up for complying with international financial sanctions: " Rigorous and diligent implementation of measures necessary to the enforcement of international sanctions as soon as they are released Broad dissemination of the procedures and intense centralisation, guaranteeing effective and consistent coverage of the surveillance perimeter Continuous optimisation of cross-border transaction filtering tools and screening of relationship databases Ongoing improvement of the anti-corruption framework with increased integration into the Group's operational processes Intensified on-line training programme: compulsory programmes on financial security for all employees (Sanctions & Embargos, Combatting Money Laundering & Terrorism Financing), as well as on combatting corruption, protecting clients' interests, market integrity and all subjects dealt with in the Group's Code of Conduct Ongoing missions of the General Inspection dedicated to ensuring financial security within entities generating USD flows. These successive missions have been conducted since the start of 2015 in the form of 18- month cycles. The first four cycles achieved a steady improvement in processing and audit mechanisms. The fifth cycle was begun last year and is proceeding at a good pace despite public health constraints. It confirms the previous trends and was completed in July 2022. A sixth cycle has been launched based on the same frequencies. The remediation plan agreed as part of the June 2014 comprehensive settlement with the US authorities is now almost completed BNP PARIBAS The bank for a changing world Third quarter 2022 results | 19

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