Investor Presentation | FY-2022

Stable Shareholder Base and Diversified Business Model Split of Ownership - Anchored by the Government of Dubai Ownership structure as of 31 December 2022 Others 39% Capital Assets 5% Dividend History 2013-2022 Investment Corporation of Dubai 56% • Key Highlights . A flagship bank for the Government of Dubai and the UAE • Strong and supportive shareholder base from the Government of Dubai via Investment Corporation of Dubai International presence in Asia, Europe and MENAT across 13 countries. DenizBank acquisition further enhanced geographic profile Well diversified and balanced asset composition between corporate, consumer and Islamic banking Foreign ownership limit raised to 40% from 20% in July 2020 with foreign ownership at 12.6% on 31 Dec 2022 0.60 Equity Analysts Coverage 0.50 Buy Hold Sell 0.40 0.40 0.40 0.40 0.40 0.40 0.35 Recommendation 12 0.25 Target Price Price 2013 as of 8 March 2023 2022 EPS 2014 2015 2016 2017 2018 2019 2020 2021 2022 All figures in AED 17.30 13.10 1.98 9

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