Canadian Banking and Residential Mortgages Overview
Global Registered Covered Bond Program¹
Portfolio Summary Statistics
LOAN-TO-VALUE RATIOS²
47%
31%
6%
CREDIT SCORES³
63%
16%
5%
<1%
<1%
2%
18%
11%
0-20%
20-40%
40-60%
60-80%
80+%
<599
600-650 651-700 701-750 751-800
800+
REMAINING TERM DISTRIBUTION (MONTHS)
20%
22%
14%
12%
11%
21%
9.2%
Alberta
0.2%
Territories
2.0%
Saskatchewan
1.9%
Quebec
<12
12-23.99 24-35.99 36-41.99 42-47.99
48+
0.2%
P.E.I.
PROVINCIAL DISTRIBUTION
1 As at January 31, 2022. Charts may not add due to rounding
2 Uses indexation methodology as outlined in Footnote 1 on page 3 of the Scotiabank Global Registered Covered Bond Monthly Investor Report
3 Excludes unavailable credit scores
59.4%
Ontario
1.1%
22.2%
British Columbia
Manitoba
1.7%
0.8%
New Brunswick
1.3%
Newfoundland
Nova Scotia
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