Investor Presentaiton
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Tom Cregan
Managing Director
& Group CEO
Rob Shore
Group CFO
01
Business Update
incl. Strategy Update
02
H1 FY2022 Financial Results
incl. FY2022 Guidance
03
Q&A
04
Analyst Briefing Data
Important Notice
This investor presentation has been prepared by EML Payments Limited ABN 93 104 757 904
(EML) and is general background information about EML's activities current as at the date of this
presentation. This information is given in summary form and does not purport to be complete.
Information in this presentation should not be considered as advice or a recommendation to
investors or potential investors in relation to holding, purchasing or selling securities and does not
take into account your particular investment objectives, financial situation or needs. Before acting
on any information you should consider the appropriateness of the information having regard to
these matters and seek independent financial advice. An investment in EML securities is subject to
known and unknown risks, some of which are beyond the control of EML. EML does not guarantee
any particular rate of return or the performance of EML.
This presentation may contain forward looking statements including statements regarding our
intent, belief or current expectations with respect to EML's businesses and operations, market
conditions, results of operation and financial condition, capital adequacy, specific provisions,
contingent liabilities and risk management practices. Readers are cautioned not to place undue
reliance on any forward looking statements. Unless otherwise specified all information is for the
six months ended 31 December 2022 ("H1 FY22"), and is presented in Australian Dollars. Unless
otherwise stated, the prior comparative period refers to the six months ended 31 December 2021
("H1 FY21").
Disclaimer
The information contained in this update is provided for general information purposes and is a
summary only. The content of the update is provided as at 16 February 2022. Given the uncertain,
unpredictable and volatile nature of business and economic conditions across the world as a
consequence of the COVID-19 pandemic, and the significant influence of some third parties (such
as regulators) on the business, reliance should not be placed on the content of this presentation or
opinions contained in it. Further, subject to any legal obligation to do so, EML does not have any
obligation to correct or update the content of this presentation.
The update does not and does not purport to contain all information necessary to make an
investment decision, is not intended as investment or financial advice (nor tax, accounting or
legal advice), and must not be relied upon as such. The update is of a general nature and does
not take into consideration the investment objectives, financial situation or particular needs
of any particular investor. Any investment decision should be made solely on the basis of your
own inquiries, including inquiries beyond the scope and content of this update. Before making
any investment in EML, you should consider whether such an investment is appropriate to your
particular investment objectives, financial situation, risk appetite and needs. EML is not licensed to
provide financial product advice in respect of its shares.
About Us
At EML we develop tailored payment solutions for brands to make their customers lives simpler.
Through next-generation technology, our portfolio of payment solutions offers innovative options
for disbursement payout's, gifts, incentives and rewards. We're proud to power many of the
world's top brands and processed over $30 billion in GDV in H1 FY2022 across 32 countries in
Australia, EMEA and North America. Our payment solutions are safe and secure, easy and flexible,
providing customers with their money in real-time. We know payments are complex, that's why
we've made the process simple, smart and straightforward, for everyone.
For more information on EML Payments Limited, visit: emlpayments.com This ASX announcement
has been authorised for release by the Board.View entire presentation