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Investor Presentaiton

Balance sheet composition Total assets € bn 21.37 20.43 1.91 Other assets 1.54 (including HFS) 1.46 REMU properties 1.48 1.17 Legacy net loans 1.68 8.93 3 Non-legacy net loans 8.92 AIEA¹Mix 2Q2020 2.00 Securities² Liquids 1.95 0.62 40% Due from banks 0.46 AIEA:1 €17.7 bn 51% Cash and balances 5.28 4.40 with Central Banks 31 March 2020 30 June 2020 (1) AIEA: Average Interest earning assets. Please refer to slide 75 for the definition (2) Debt securities, treasury bills and equity investments (3) Gross loans as at 30 June 2020 of Corporate (incl. IB and W&M and Global Corporate), SME, Retail, Insurance and H/O Bank of Cyprus Holdings 9% Legacy net loans Group Financial Results for the six months ended 30 June 2020 Total equity & liabilities € bn 21.37 20.43 1.28 Other 1.29 2.12 Equity 2.24 0.26 Wholesale 1.00 Funding from 0.26 Central Bank 0.39 0.41 Due to banks Non- legacy net loans Customer deposits 16.25 16.30 31 March 2020 30 June 2020 24
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