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Investor Presentation

Our commitment to sustainability The United Nations Sustainable Development Goals (SDGs) are a universal call to end poverty, protect the planet and ensure that all people are able to enjoy peace and prosperity. SUSTAINABLE DEVELOPMENT GOALS At BMO, our Purpose to Boldly Grow the Good, in business and life is inspired by the Sustainable Development Goals (SDGs), and they are shaping our business and sustainability activities. We believe we can have the greatest impact on the SDGs that align with our strategic we focus our priorities, and efforts on the SDGS shown here. BMO's 2023 Sustainability Report is available on our website. 1 POVERTY | No poverty 1.4 We have products and services tailored to underrepresented segments of our community. DECENT WORK AND ECONOMIC GROWTH Decent work and economic growth 8.3, 8.5, 8.7, 8.10 We create fair employment opportunities in our operations, support small businesses and entrepreneurs to promote economic growth. 13 ACTION CUMATE Climate action 13.1, 13.3 We are pursuing our Climate Ambition to be our clients' lead partner in the transition to a net-zero world. GENDER EQUALITY Gender equality 5.1, 5.5, 5.a We are a champion of diversity, equity and inclusion in our workforce. We also support women-owned businesses by providing access to financial services, and actively support initiatives aimed at empowering women and girls. 10 REDUCED INEQUALITIES Reduced inequalities 10.2, 10.3 We aim to remove barriers to social and economic inclusion among our employees. We offer products and increasingly digitized services, tailored to underrepresented segments, and partner with charitable organizations on initiatives focused on inclusive local economic opportunity. PEACE, JUSTICE 16 AND STRONG INSTITUTIONS Peace, justice and strong institutions 16.4, 16.5 We adopt high standards of ethical and responsible conduct for ourselves, our customers and our partners to enhance the effectiveness and accountability of institutions. AFFOREABLE AND CLEAN ENERGY Affordable and clean energy 7.2, 7.3, 7.a BMO advises on, finances and invests in renewable energy projects and clean energy technologies. We are also committed to stimulating market demand and driving industry growth by purchasing renewable energy equivalent to our global electricity use. SUSTAINENE CITIES Sustainable cities AND COMMUNITIES and communities 11.6 We manage our environmental impact and resource use, and we partner with our customers to build more sustainable buildings and promote community development initiatives. PARTNERSHIPS FOR THE GOALS Partnerships for the goals 17.6 We work with industry, government, academia and investors to understand and address the issues that affect our business and the world around us, to accelerate change and support the achievement of the SDGS. This includes sharing knowledge, expertise, technology and financial resources to scale positive impact. This slide contains forward-looking statements. Refer to the Caution Regarding Forward-Looking Statements on slide 2 BMOM Investor Presentation ⚫ February 2024 43
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