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Investor Presentaiton

Loans and Advances by Currency - FY 2020 We recorded significant growth in our consumer loans portfolio by 149% and a wind down of our Oil & Gas portfolio. Gross Loans & Advances by Currency FCY LCY Sectors Agriculture Communication Consumer Education Finance and insurance Government N'm % of Total N'm Total FCY % of Sector 55,471 55,471 16,493 16,493 35 0.0% 36,658 36,692 0.1% 1,551 1,551 26,724 26,724 84,277 84,277 Manufacturing 7,166 7,166 Mortgage 3,526 3,526 Oil & Gas downstream 486 0.4% 39,914 40,400 1.2% - Oil & Gas upstream 71,453 51.9% 14,235 85,689 83.4% Oil & Gas Services 36,306 26.4% 38,380 74,687 48.6% Others 0 0.0% 29,430 29,431 0.0% Power 26,386 26,386 Real estate & construction 12,908 9.4% 68,689 81,596 15.8% Transportation 5,456 4.0% 14,962 20,419 26.7% Non-interest banking 11,089 8.1% 11,763 22,852 48.5% TOTAL 137,733 100.0% 475,626 613,359 22.5%
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