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Investor Presentaiton

Republic of Ireland Residential Mortgages New Business LTVs <75% 75-90% 90-92% 92-100% >100% Mar 06 (%) 48 32 11 9 0 Mar 05 (%) 53 33 10 4 0 Arrears Profile 1-6mths 6-12 mths 12+ mths Total Mar 06 (%) 0.4 0.2 0.2 0.8 Mar 05 (%) 0.7 0.2 0.2 1.1 37 32 Bank of Ireland Group
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